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Onboarding, INR deposits/withdrawals, trading fees, crypto withdrawals, safety, compliance, and account support — all explained clearly.

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Help Center

1. How do I create an account?

Visit account.stablex.in and click 'Get-Started'. Enter your email and phone number, verify them via OTP, and fill in the required details.

2. Can I have multiple accounts on StableX?

No. Each individual may hold only one account, linked to a unique PAN and mobile number. Multiple accounts violate our KYC policy and may result in suspension.

3. What should I do if I forget my password?

Use the "Forgot Password" link on the login page to receive a reset link on your registered email or phone number.

4. Can I change my registered mobile number or email?

Yes, after verifying your identity. Navigate to Settings → Account Details and initiate the change. A re-verification step is required for security.

5. How do I close or deactivate my account?

Contact support@stablex.in with your registered email. Ensure all balances are withdrawn before requesting closure. Account closure may take 5–7 business days after verification.

6. What happens if I forget my 2FA device?

Use your backup recovery codes saved during 2FA setup. If those are unavailable, contact support with identity proof to initiate a manual reset, which takes 2–3 business days.

7. How do I update my profile details?

You can update basic info in Settings. For critical changes (like phone number or bank account), you must contact support directly.

8. Why is my account suspended or restricted?

Accounts are usually restricted due to failed KYC, suspicious activity, or a breach of platform terms. Contact support@stablex.in for assistance.

9. How do I add an external wallet for cryptocurrency withdrawals?

Follow these steps:
1. Navigate to Wallets → Withdrawal (Whitelisted).
2. Click Add New Wallet.
3. Fill in the Asset, Network, Custodian details, and Wallet address.
4. Tick "I confirm that this wallet address belongs to me".
5. Click Add Wallet.
The Admin will review and whitelist the wallet before it can be used for withdrawals.

10. Is my account information secure?

Absolutely. We use industry-standard encryption and secure servers to protect your data. We also support 2FA for an additional layer of account security.

11. What is KYC and why is it required?

KYC (Know Your Customer) is a process to verify your identity, helping us prevent fraud and money laundering.

12. Is KYC mandatory?

Yes, KYC is mandatory for all users to ensure safety and regulatory compliance.

13. What documents are required for KYC?

StableX follows a tiered KYC process:
KYC Level 1 (Basic): Aadhaar Card, PAN Card, Bank Statement, and a clear Selfie.
KYC Level 2 (Intermediate): Liveness Check, Address Proof (utility bill within last 3 months), and a 10-second Video KYC holding your ID while stating your name.
KYC Level 3 (Professional/OTC): Latest ITR, Source of Funds Proof (salary slips or 6-month bank statements), and a Signed Declaration. For businesses: GST certificate, AOA/MOA, CIN may also be required.

14. How long does account verification take?

Verification time depends on the KYC level:
KYC Level 1: Up to 48 Hours.
KYC Level 2: Up to 5 Working Days.
KYC Level 3: Up to 15 Working Days due to the complexity of institutional-grade documents.

15. What if my KYC gets rejected?

If your KYC is rejected, the status will be updated to "KYC Rejected" on your dashboard. You can reach out to our support team via Email or WhatsApp to understand the specific reason. Common reasons include blurry documents or mismatched details. You may also be asked to submit a Self-Declaration form if automated OCR validation fails.

16. Can NRIs use StableX?

StableX currently serves Indian residents with valid Indian PAN cards. NRI onboarding is on our roadmap. Please contact support to register interest for NRI accounts.

17. Is my personal data safe after KYC?

All KYC data is encrypted at rest and in transit, stored in India-compliant infrastructure. We do not sell or share your data with third parties, except as required by regulatory authorities.

18. Can I trade without completing KYC?

No. Trading, depositing, and withdrawing are only permitted for fully verified users.

19. How to Complete KYC and Activate Your Account?

To complete KYC:
Step 1 – Upload Documents: Go to Profile → Submit Documents and upload documents per your KYC level.
Step 2 – Add Bank Account: Go to Bank Account → Add New Bank Account, fill in all required details, and click Link Account.
Step 3 – Wait for Approval: Both your documents and bank account will show as "Pending" until the admin team verifies and approves them, after which your account will be activated.

20. What can I trade on StableX?

Currently, StableX focuses on INR ↔ USDT trading. This means you can buy USDT with Indian Rupees or sell USDT to receive INR directly into your bank account.

21. What is the minimum trade size?

The minimum buy/sell order on the platform is ₹500 (approximately $6 USDT). For OTC trading, the minimum order starts from ₹5,00,000 and above.

22. How is the USDT price determined?

Prices are derived from a real-time weighted average of major global exchanges, adjusted for INR conversion rates. StableX earns revenue through a bid-ask spread, which is transparently displayed before every trade.

23. Is StableX a P2P platform?

No. StableX is a centralized, institutional trading platform. You trade directly with StableX's own USDT liquidity — not with anonymous counterparties. This eliminates P2P risks such as fraud, payment disputes, or blocked bank accounts.

24. How fast are trades executed?

Trades are executed instantly upon confirmation. USDT is credited to your wallet within seconds. INR for sell orders is credited to your bank within 1–2 business hours, subject to banking hours.

25. Can I cancel a trade after placing it?

No. Once a trade is confirmed, it is irreversible. Please verify all details — amount, price, and direction — before confirming any order.

26. What networks are supported for USDT?

StableX supports USDT on TRC-20 (TRON), ERC-20 (Ethereum), and BEP-20 (BNB Chain). BEP-20 has the lowest withdrawal fees and is recommended for cost-efficiency.

27. Is there a mobile app for trading?

StableX is accessible via account.stablex.in on any mobile browser. A dedicated iOS and Android app is currently in development.

28. How do I place a trade on StableX?

Follow these steps:
1. Click Trade on the left-hand dashboard.
2. Select your trading pair (default: USDT/INR) from the dropdown.
3. Choose your order type — Quick Trade (market order) or Bid Place (limit order).
4. Toggle Buy or Sell as needed.
5. Enter the quantity, review the Platform Fee, GST, and TDS charges shown on screen.
6. Click Buy or Sell to confirm.

29. What is OTC trading?

OTC (Over-The-Counter) trading is a private, off-exchange trade designed for large volumes. Unlike regular exchange trading, OTC offers a fixed price without slippage, guaranteed liquidity, and personalized service. The OTC desk handles trades starting from ₹5,00,000.

30. Can I lock the price before OTC execution?

Yes. StableX provides a price-lock window during the OTC quote process so you know exactly what you will receive before confirming.

31. How fast is OTC settlement?

OTC settlements are usually T+0 (same day) for most trades.

32. Can I do arbitrage trading on StableX?

Yes. StableX does not restrict users from taking advantage of price differences across platforms.

33. What are StableX's trading fees?

StableX charges zero explicit trading commission. Revenue is earned through the bid-ask spread, which is shown transparently before every trade. The spread is typically 0.3–0.8% depending on market conditions.

34. Are there any deposit fees?

INR deposits via UPI and IMPS are free. There are no deposit fees for USDT transfers into your StableX wallet from external wallets. Note: your bank may apply standard transfer fees.

35. What is the USDT withdrawal fee?

USDT withdrawals are charged a flat fee of $2 (approx ₹170) regardless of the amount — significantly lower than most competing platforms. This covers network and operational costs.

36. Are there INR withdrawal fees?

A flat processing fee is applied per transaction to cover banking and gateway costs. Processing times: IMPS (instant), NEFT (within 2 hours).

37. Are there any hidden charges?

No. StableX is committed to full fee transparency. The spread, withdrawal fee, and all applicable charges are always displayed before trade confirmation. There are no hidden fees.

38. Are fees different for different cryptocurrencies?

Yes. Different blockchains (like Ethereum vs. Tron) have different network costs, so withdrawal fees vary by coin and reflect current network congestion (gas fees).

39. How do I deposit INR?

To deposit INR:
1. Go to Assets → Fiat (INR) → Add Money.
2. Confirm the payment is from your registered bank account and click Yes, proceed.
3. Fill in the required details to get StableX's official payment info.
4. Transfer via NEFT or RTGS from your registered bank account.
5. Upload your payment slip as proof and click Submit.
Your deposit will be credited once the amount is received in the StableX account.

40. Which payment methods are supported for INR deposits?

We support IMPS, NEFT, RTGS, and UPI (via RuPay/integrated apps).

41. How long does an INR deposit take?

IMPS/UPI is usually instant; NEFT/RTGS may take 2–4 hours depending on bank cycles.

42. How do I deposit USDT?

To deposit USDT:
1. Go to Assets → Add Crypto Deposit.
2. Select the token (e.g., USDT) and your preferred network (TRC-20, ERC-20, or BEP-20).
3. Enter the deposit quantity.
4. Copy your unique StableX wallet address or scan the QR code.
5. Send USDT from your external wallet to this address and press OK.
6. Enter the purpose of deposit when prompted.
Funds will reflect once confirmed on the blockchain.

43. How many confirmations are needed for USDT deposits?

TRC-20: ~20 confirmations (~1–2 mins). BEP-20: 15 confirmations (~1 min). ERC-20: 12 confirmations (~2–5 mins depending on Ethereum congestion).

44. Is there a minimum deposit amount?

The minimum INR deposit is ₹100. The minimum USDT deposit is 10 USDT to avoid losses relative to network fees.

45. What if my deposit hasn't arrived?

For crypto: check the transaction hash on the relevant block explorer (Etherscan for ERC-20, Tronscan for TRC-20, BSCScan for BEP-20). For INR: wait 24 hours. If funds still haven't reflected, share the UTR/Reference ID or transaction hash with our support team on WhatsApp.

46. What are the deposit limits?

KYC Level 1: Up to ₹50,00,000 (50 Lakhs) per day.
KYC Level 2 & 3: Unlimited deposits.

47. Can I deposit from a third-party bank account?

No. Deposits must only come from the bank account registered in your name on our platform.

48. How do I withdraw USDT?

To withdraw USDT:
1. Go to Assets → Crypto Withdrawal.
2. Select the token and network.
3. Enter the receiver wallet address and amount.
4. Select the purpose and click Confirm Withdrawal.
5. Enter the OTP sent to your registered email.
Once approved, the status will update from "Pending" to "Approved". Withdrawals are processed within 2–5 hours depending on blockchain traffic.

49. How do I withdraw INR to my bank?

To withdraw INR:
1. Go to Assets → Fiat (INR) → Withdraw to Bank.
2. Enter the amount and click Withdraw.
3. Your request will be reviewed and typically approved within 1–12 hours on business days.
Funds will be credited to your registered bank account after approval.

50. What are the withdrawal limits?

INR: Standard KYC users can withdraw up to ₹2,00,000/day. Enhanced limits available for business accounts.
USDT:
– KYC Level 1: 2,000 USDT/day
– KYC Level 2: 20,000 USDT/day
– KYC Level 3: 5,00,000 USDT/day

51. Which USDT network should I use for withdrawals?

BEP-20 is the cheapest and fastest option for most users. Use TRC-20 if the receiving platform primarily supports TRON. Only use ERC-20 when the destination requires it, as gas fees are higher.

52. Can I withdraw to any bank account?

Only to your registered, KYC-verified bank account. Adding a new bank account requires re-verification. This policy protects against unauthorized withdrawals.

53. Why is my withdrawal delayed or rejected?

Delays can occur due to bank holidays, server issues, security manual review, or if your bank account has a "lien" or restriction. Contact support if the delay exceeds 12 hours.

54. Can I cancel a crypto withdrawal?

No. Once a transaction is broadcasted to the blockchain, it cannot be canceled.

55. How does StableX secure my funds?

Crypto assets are held in MPC (Multi-Party Computation) wallets via Liminal Custody, with a hot/cold wallet architecture. The majority of funds are in cold storage, protected against online threats.

56. Is StableX insured against hacks?

StableX works with institutional-grade custody providers. While we maintain robust security practices, users should note that crypto assets are not covered by DICGC. We recommend enabling all available security features on your account.

57. Does StableX support two-factor authentication (2FA)?

Yes. 2FA via Google Authenticator or Authy is strongly recommended and required for all withdrawals. Enable it under Settings → Security.

58. What should I do if I suspect unauthorized access?

Immediately contact support@stablex.in or use the in-app emergency lock button to freeze your account. Change your password and 2FA as soon as possible. Do not share OTPs or passwords with anyone, including StableX support staff.

59. Does StableX ever ask for my password or OTP?

Never. StableX staff will never ask for your password, 2FA code, or OTP. Any such request is a phishing attempt. Report it immediately to security@stablex.in.

60. What happens if I send crypto to the wrong address?

Crypto transactions are irreversible. We cannot recover funds sent to the wrong address or network. Always double-check the destination address and network before confirming any withdrawal.

61. Is StableX a regulated platform?

StableX operates in compliance with Indian regulations and is pursuing FIU-IND registration as a Virtual Asset Service Provider (VASP) under PMLA 2002. All transactions are KYC-verified and audit-logged.

62. Does StableX report transactions to authorities?

As required under PMLA 2002, suspicious transactions are reported to the Financial Intelligence Unit – India (FIU-IND). Large or unusual transactions may trigger additional verification requests.

63. Is buying USDT legal in India?

Yes. The purchase, sale, and holding of crypto assets including USDT is legal in India. Gains from crypto trading are taxable at 30% flat tax + 1% TDS under Section 115BBH and Section 194S of the Income Tax Act.

64. Does StableX deduct TDS?

Yes. As required by law, StableX deducts 1% TDS (Tax Deducted at Source) on crypto asset transfers exceeding ₹50,000 per year (₹10,000 for some categories). TDS certificates are available in your account dashboard.

65. How does StableX prevent money laundering?

StableX maintains strict AML/CFT controls: mandatory KYC, transaction monitoring, risk-based screening against global sanctions lists, and mandatory reporting to FIU-IND. Our compliance team reviews flagged transactions in real time.

66. Can I get a transaction history for tax filing?

Yes. Download your full transaction history (CSV or PDF format) from Account → Reports → Transaction History. This includes trade date, INR amount, USDT amount, applicable TDS, and transaction IDs.

67. Do you comply with AML policies?

Yes. We follow strict Anti-Money Laundering (AML) and Counter-Terrorist Financing (CTF) guidelines. All users must complete KYC, and transactions are continuously monitored.

68. How is my data protected?

We comply with data privacy laws and do not share your personal information with third parties without consent, except as required by regulatory authorities.

69. How can I contact customer support?

Via WhatsApp: +91 70159 90949 or by emailing support@stablex.in.

70. What are support working hours?

Technical support is available 24/7. Compliance and banking support are available 9 AM – 6 PM IST.

71. Do you provide dedicated account managers?

Yes, for OTC and high-volume institutional clients.

72. How long does it take to resolve issues?

Most tickets are resolved within 24–48 hours.

73. What is the minimum balance required?

There is no minimum balance required to keep an account active.

74. Are there any hidden risks?

Crypto trading is volatile. We recommend reading our Risk Disclosure document before trading.

75. What happens in case of system downtime?

We notify users in advance for scheduled maintenance. Your funds remain safe in cold storage during any downtime.

76. Can I use the platform internationally?

You can access the account from anywhere, but INR services are only available for Indian bank account holders.

77. Do you provide liquidity providers?

Yes. StableX connects with global market makers to ensure your trades are always filled with deep liquidity pools.

78. Which blockchain networks are supported?

Primarily Ethereum (ERC-20), Tron (TRC-20), and Binance Smart Chain (BEP-20).

79. Can I integrate third-party wallets?

Yes. You can withdraw to any private wallet like MetaMask or Ledger by whitelisting the wallet address in your account.

80. Can I do arbitrage trading?

Yes. StableX does not restrict users from taking advantage of price differences across platforms.

81. How fast is settlement in OTC trades?

OTC settlements are usually T+0 (same day) for most trades.

82. Do you provide liquidity providers?

Yes. StableX connects with global market makers to ensure your trades are always filled with deep liquidity pools.

83. Can I lock the price before execution?

Yes. StableX provides a price-lock window during the OTC quote process so you know exactly what you will receive before confirming.

84. Do you support stablecoins (USDT)?

Yes. USDT is our primary pair for OTC liquidity.

85. What blockchain networks are supported?

Primarily Ethereum (ERC-20), Tron (TRC-20), and Binance Smart Chain (BEP-20).

86. Can I integrate third-party wallets?

Yes. You can withdraw to any private wallet like MetaMask or Ledger by whitelisting the wallet address in your account.

87. Is StableX insured against hacks?

StableX works with institutional-grade custody providers. While we maintain robust security practices, users should note that crypto assets are not covered by DICGC. We recommend enabling all available security features on your account.